Understanding Consumer Challenges and Bank Strategies in the Adoption of E-Banking: A Psychosocial Perspective in the Covid-19 Era (Tisha Shah, Rashika Agarwal, Anika Bafna, Tanisha Surana, & Prisha Sheth , Trans.). (2025). Indian Journal of Economics and Finance (IJEF), 5(2), 71-78. https://doi.org/10.54105/ijef.B2635.05021125