The Effects of Cost Implications in the Adoption of Biometric Application Banks in Eldoret Town, Kenya

Main Article Content

Misoi K. Thomas
Dr. James Ogalo
Dr. Ben Maake,

Abstract

Biometric technology utilizes biological and behavioral characteristics to automatically identify individuals. The paper was guided by the question on how does cost implications affect for adoption of biometric application in authorization and identification in banks in Eldoret Town. Cost of implications does not influence for adoption of biometric application in authorization and identification in banks in Eldoret Town. Thus, this study will help government agencies, financial institutions and other corporate business in adopting biometric systems. The research indicated cost implications affects biometric application in authorization and identification in cyber security in banks where biometric applications in banks have insufficient technical infrastructure hence affecting inefficiency and ineffectiveness of bank operations. In conclusion, the research indicated that cost implications are a major indicator that influenced biometric application in authorization and identification in cyber security in commercial banks in Kenya.

Downloads

Download data is not yet available.

Article Details

How to Cite
[1]
Misoi K. Thomas, Dr. James Ogalo, and Dr. Ben Maake, , Trans., “The Effects of Cost Implications in the Adoption of Biometric Application Banks in Eldoret Town, Kenya”, IJIPR, vol. 3, no. 6, pp. 1–6, Dec. 2023, doi: 10.54105/ijipr.K1633.103623.
Section
Articles

How to Cite

[1]
Misoi K. Thomas, Dr. James Ogalo, and Dr. Ben Maake, , Trans., “The Effects of Cost Implications in the Adoption of Biometric Application Banks in Eldoret Town, Kenya”, IJIPR, vol. 3, no. 6, pp. 1–6, Dec. 2023, doi: 10.54105/ijipr.K1633.103623.
Share |

References

Abanti, C. (2010) Acceptability Survey of Biometric-Based Authentication System. Anthology of Abstracts of the 3rd International Conference on ICT for Africa. Yaoundé, Cameroon. Baton Rouge, LA: International Center for IT and Development.

Adebayo, T. & Olukenya, O. (2015) Determinants of adoption of biometric application for authorization and identification among patients in public hospitals in Ghana. International Journal of Computer Science and Information Security, 31(2), 56-71.

Adila, M. M. (2016) Biometric authentication systems and service delivery in healthcare sector in Kenya. Unpublished Thesis, University of Nairobi.

Amutebo, R. (2016) Factors influencing adoption of mobile banking in banks in Uganda. African Journal of Information and Communication Technology Research, 53(4), 121-142.

Andronikou, V., Demetis, D. S., & Varvarigou, T. (2016). Biometric Implementations and the Implications for Security and Privacy. Journal on Biometric Security, 8(1), 30-39.

Dadhich, M., & Hiran, K. K. (2022). Empirical investigation of extended TOE model on Corporate Environment Sustainability and dimensions of operating performance of SMEs: A high order PLS-ANN approach. Journal of Cleaner Production, 363, 132309. https://doi.org/10.1016/j.jclepro.2022.132309

Donos, P. & Zorkadis, T. (2014) Factors influencing biometrics technology security in commercial banks in Europe. Information Management & Computer Security, 12(2), 125-137. https://doi.org/10.1108/09685220410518883

El-Sayed, A. Y. M. A. N. (2015). Multi-biometric systems: a state of the art survey and research directions. IJACSA) International Journal of Advanced Computer Science and Applications, 6. https://doi.org/10.14569/IJACSA.2015.060618

Faundez-Zanuy, G. (2016). Biometric in Bank Systems. Journal on Information Security.

Frost, & Sullivan. (2016). Cloud-based Identity and Authentication: BIOMETRICS-AS-A-SERVICE. Fujistu: Fujitsu.

GaneshSankar, M. B. (2011). Trust & Security issues in Mobile banking and its effect on Customers. Karlskrona: Blekinge Institute of Technology.

Havighurst, R. (2014). User Identification and Authentication Concepts. In T. &. Francis, User Identification and Authentication Concepts (pp. 3-5). Abingdon: Taylor & Francis Group, LLC.

ICPAK (2018) Mobile Money Fraud. Goverment Printers, Nairobi. https://www.icpak.com/wp-content/uploads/2015/09/Mobile-Money-Fraud.pdf

Iqbal, I., & Qadir, B. (2012). Biometric technology - Attitudes & influencing factors when trying to adopt this technology in Blekinge healthcare. Karlskrona: Blekinge Institute of Technology.

Jain, A. K., Ross, A., & Prabhakar, S. (2014). An introduction to biometric recognition. IEEE Transactions on Circuits and Systems for Video Technology, 14(1), 4-20. https://doi.org/10.1109/TCSVT.2003.818349

Liu, S. & Silverman, M. (2016) Factors influencing adoption of electronic payments in banks in Ghana. African Journal in IT Professional, 3(1), 27- 32

Malla, A. H. (2018). A Gaze-Based Authentication System: From Authentication to Intrusion Detection. Thesis, Texas A&M University

OnywokiB. M. & Opiyo, E. T. (2016) A framework for the adoption of biometric ATM authentication in the Kenyan banks. School of Computing and Informatics, University of Nairobi.

Owiti, A. (2010) Factors affecting customer acceptance of mobile phone technology in delivery of healthcare services in Kenya. African Journal of Information and Communication Technology Research, 4(2), 221-256.

Reynolds, P. (2014). The Keys to identity: As healthcare organization strive for greater security, some are using a very personal approach in the form of biometrics. Hotel Management Technology, 25(12), 12-16.

Richardson, A. (2013). Biometric Application and its Influence in the Organization Performance. International Journal on Information Security.

Tangai, M. M., Kaguta, J., & Yi, Y. (2019). Effect of Ease of Use and Fallibility of Biometric Fingerprint Technology in Criminal Identification in Kenya. International Journal of Academic Research in Business and Social Sciences, 9(3), 842–859. https://doi.org/10.6007/IJARBSS/v9-i3/5750

Todrov, D. (2014) Challenges faced in encouraging customers to adopt mobile banking in commercial banks in America. International Journal of Information Management, Volume 41: Pages 117-195.

Wayman, J. L. (2016). Biometrics in Identity Management Systems. IEEE Security and Privacy Magazine, 6(2), 30-37. https://doi.org/10.1109/MSP.2008.28

Zahrouni, L., Blackwood, D., Rizvi, S. & Gualdoni, J. (2017). Preventing Identity Theft Using Biometrics Based Authentication System. IEEE Jordan Conference on Applied Electrical Engineering and Computing Technologies. https://doi.org/10.1109/AEECT.2017.8257767

Most read articles by the same author(s)

1 2 > >>